000			a
999			_c33086 _d33086
008			240320b xxu||||| |||| 00| 0 eng d
020			_a9783030803964
082			_a332 _bMOR
100			_aMoro Visconti, Roberto
245			_aMicrofintech : expanding financial inclusion with cost-cutting innovation
260			_bPalgrave Macmillan, _c2021 _aCham :
300			_axi, 272 p. ; _bill., _c21 cm
365			_b99.99 _c€ _d93.50
490			_aPalgrave studies in financial services technology
504			_aIncludes bibliographical references and index.
520			_aMicrofinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to MicroFinTech -- FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.
650			_aBank marketing
650			_aEconomic Growth
650			_aEconomic development
650			_aFinancial Engineering
650			_aFinancial Services
650			_aBanks and banking
942			_2ddc _cBK